Canadian CAD · 2026 · before HST

In-house accounting. Built for you.

Small-business bookkeeping software is usually a filing cabinet with a login.

Does the owner really know what they're paying for? And does the bookkeeper really know what they're using?

Use meaningful numbers, stats, and valuable books well before the month is over — in real time. Use Statbook.

Our in-house bookkeeping model connects the management, staff, contractors, and all the other people who have a stake in the company — live to their phone, tablet, or office. We provide a competent administrator to orchestrate your exact needs.

We compare that stack next to Sage, QuickBooks, Xero, Zoho, Wagepoint, and ADP on bookkeeping, payroll, and timesheets. You'll see they don't quite compare to Statbook. Inquire for bookkeeping service estimates.

For a 5-person company, see what they actually pay — and what they get.

Talk to us

Basic bookkeeping

$39.00*/mo

See the company while it is still happening.

• Bank activity on the books the same day
• Profit you can read before the month is over
• GST/HST that does not ambush you
• The same numbers on your phone and in the office
• A ledger you reshape — not a filing cabinet

Professional bookkeeping

$79.00*/mo

Run the whole shop from live books.

• Everything in Basic, plus the close
• Get paid and pay bills on one picture of cash
• Receipts that make it home
• AP and AR that stay current
• Month-end without sending the company away

Payroll

$25.00 + $5.00 / employee*

Pay people right. File with CRA from the same stack.

• A run that handles CPP, EI, and tax
• Stubs the crew can trust
• Remit without a second payroll login
• T4s and ROEs when you need them
• Pay day that matches the books

Timesheets & attendance

$25.00 + $9.00 / user*

$25.00 monthly fee waived if you add Payroll.

Field hours become pay and invoices — once.

• Time from the job, not from memory
• Approvals that keep payroll moving
• Labour on the crew, the job, and the invoice
• The office sees hours while the crew is still on site

Merchant services

$53.66/mo

Get paid and pay out without leaving Statbook.

• Cards on the same books the owner is watching
• Payroll and vendors paid from the same picture of cash
• Money in and money out in one place
• Built for the shop — not a mall processor

Health & safety

$80.00*/mo

Send the crew out knowing they are covered.

• Tickets and expiries in one place
• Audits without the binder hunt
• Field and office on the same status
• Safety next to the people file

Project reporting

$65.00*/mo

Know if the job is making money before it is over.

• Budget vs actual while you can still change the job
• Margin by crew, task, and job
• Changes the office can see
• Field and office on the same job

Payroll that belongs on the same books

Five people. Statbook next to the market — not a second payroll login.

Monthly Canadian payroll cost for five employees
Provider	Plan	Monthly	Notes
Wagepoint	Solo	$40.00/mo	One payroll run per month — not comparable to bi-weekly.
Sage Business Cloud Payroll	Essentials	$42.50/mo	—
Statbook	Payroll	$50.00*/mo	Waives the $25.00 timesheet monthly fee.
ADP	RUN Essential (reported)	$99.00/mo	Reported $79.00 + $4.00 / employee for 5 people. ADP Canada is quote-only.
QuickBooks Payroll	Core	$55.00/mo	—
Wagepoint	Unlimited	$70.00/mo	—
Sage Business Cloud Payroll	Standard	$80.00/mo	—
QuickBooks Payroll	Premium	$95.00/mo	—
Sage Business Cloud Payroll	Premium	$110.00/mo	—
QuickBooks Payroll	Elite	$155.00/mo	—

Hours that become pay

Five users. Time from the job, compared with the market.

Monthly timesheet and time-and-attendance cost for five users
Provider	Plan	Monthly	Notes
Statbook	Timesheets & attendance	$70.00*/mo	$25.00 monthly fee waived with Payroll.
ADP	Timesheets in higher RUN tier	$140.00/mo	Reported Enhanced ~$115.00 + $5.00 / employee. Timesheets are not in Essential. Quote-only in Canada.
QuickBooks Payroll	Premium (time bundled)	$95.00/mo	Time tracking is bundled into Premium payroll for 5 employees — not a $9.00/user module.
Sage Business Cloud Payroll	Standard (HR bundled)	$80.00/mo	HR / time sits in the higher payroll tier, not a standalone per-user timesheet fee.

Books the owner can actually use

Live books next to the filing cabinets they used to buy.

Monthly Canadian bookkeeping software cost
Provider	Plan	Monthly	Notes
Wave	Free–Pro	$20.00/mo	Free tier exists; Pro is about $20.00/mo.
Zoho Books	Professional	$35.00/mo	Standard $20.00 / Professional $35.00 / Premium $50.00.
Statbook	Basic bookkeeping	$39.00*/mo	—
FreshBooks	Plus	$42.00/mo	Lite $26.00 / Plus $42.00 / Premium $72.00. Stronger at invoicing than job-cost accounting.
Xero	Standard	$60.00/mo	Starter $25.00 / Standard $60.00 / Premium $80.00. No native Canadian payroll.
Sage 50	Pro Accounting	$67.83/mo	—
Statbook	Professional bookkeeping	$79.00*/mo	—
QuickBooks Online	Mid-tier (illustrative)	$50.00/mo	List price varies by checkout; used $50.00/mo in the stack example.
Sage 50	Premium Accounting	$101.58/mo	—

Get paid. Pay out. Stay on the books.

Cards and direct deposit on Shift4 — inside Statbook, not beside it.

Shift4

Credit card and direct deposit processing fees
Fee	Credit cards	Direct deposit (EFT / ACH)
Setup fee (one-time)	$32.50	$32.50
Monthly fee	$13.00	$13.00
Payment Guard (PCI), monthly	$10.34	—
Annual account fee	$103.94	$103.94
Effective monthly ((annual + monthly × 12) / 12)	$32.00	$21.66
Per approved transaction	$0.13†	—
Rate of sales	Visa/MC 3.185% · AMEX 3.64%†	0.65% EFT†

The whole stack. One Statbook.

Books plus payroll for five people. This is the comparison that matters.

Monthly combined accounting and payroll for five employees
Provider	Plan	Monthly	Notes
Zoho Books + Wagepoint	Professional + Unlimited	$105.00/mo	Cheapest complete cloud stack in this set.
ADP RUN	Essential payroll only	$99.00/mo	Payroll only — books are a second product. Reported $79.00 + $4.00 / employee. Quote-only in Canada.
QuickBooks Online + Payroll	Accounting + Core	$115.00/mo	Assumes ~$60.00 accounting + $55.00 Core payroll.
Sage 50	Pro + Payroll	$127.42/mo	Desktop all-in-one. Premium + Payroll is $1,955.00/yr.
Statbook	Professional + Payroll	$129.00*/mo	Software stack.
Xero + Wagepoint	Standard + Unlimited	$130.00/mo	Xero has no native Canadian payroll.

À la carte

Build yours. Keep what you save.

Add only what the shop runs. Sage, QuickBooks, Xero, Zoho, Wagepoint, and ADP sell bundles. Statbook sells the pieces that move the company — live, on the phone, in the office.

Tick a module or add it from a tile. The last column is what you keep versus the market.

Payroll, covered

Employee records and SIN / pay details
CPP, EI, and income-tax deductions
Employer CPP / EI calculations
Payroll runs and pay stubs
CRA remittances
ROEs, T4s, T4 summaries
Vacation pay and payroll reports

The books, covered

Bank, credit-card, and processor feeds
Transaction import and categorization
Bank and credit-card reconciliation
Accounts payable and receivable
General ledger (double-entry)
GST/HST tracking and return support
P&L, balance sheet, trial balance, cash flow
Job costing and owner dashboards

Still a person in the loop

Review and fix categorization
Resolve reconciliation differences
Month-end close and GST/HST review
AP / AR management
Payroll review before you hit submit
Year-end accountant package

Included
Paid add-on
Included as service
Sold separately
Not in this stack

A la carte feature comparison with Statbook prices, market prices, and percent saved
Add	Feature	Market	Statbook	Saved
	Basic bookkeeping General ledger, bank feeds, and GST/HST tracking. The books stay current without a spreadsheet rebuild.	$60.00/moXero Standard	$39.00*/mo	35%
	Professional bookkeeping AP, AR, invoicing, receipt capture, and tax-ready monthly close — software the shop can change live.	$101.58/moSage 50 Premium	$79.00*/mo	22.2%
	Payroll Native Canadian payroll (T4, ROE, CRA). One remittance path instead of a second vendor login.	$99.00/moADP RUN Essential (5)	$50.00*/mo	49.5%
	Timesheets & attendance Field hours become pay and billing without a re-key.	—	$70.00*/mo	—
	Merchant services Visa/MC and AMEX plus direct deposit / EFT on Shift4 rails, run with the books.	—	$53.66†/mo	—
	Health & safety / compliance ops Certification and audits live next to the people file.	—	$80.00*/mo	—
	Project reporting & job costing Margin by job, crew, and task — the office sees the same job the field is running.	—	$65.00*/mo	—
Quote	Bookkeeping labour (review, close, exceptions) Software is the engine. Someone still has to drive it. Quoted separately.	—	Quote*	—

A la carte total

Savings $0.00/moDue $0.00/mo—

* Software amounts only. Bookkeeping estimates are quoted separately — inquire for a better rate.

† Card MDR, EFT % of sales, and per-transaction fees depend on volume and are not in the effective monthly. Fixed processing is (annual + monthly × 12) / 12.

How to read the rest

This page compares software: bookkeeping, payroll, and timesheets. CAD, generally before HST. Promotional checkout pricing is excluded.
The owner can reshape Statbook live. Bookkeeping is meant to inform the owner and stakeholders while the work is still moving.
Payroll examples use 5 employees and bi-weekly runs unless a plan is monthly-only.
ADP Canada does not publish list prices. ADP rows use reported RUN Essential figures ($79.00 + $4.00 / employee) as an estimate; actual ADP is quote-only.
Annual 3% off applies to Statbook software tiles, not to merchant / card / EFT processing rates.
QuickBooks Online accounting is a representative mid-tier; Intuit list prices move with promotions.